Take on the 1p Savings Challenge
by
About this Applet
Stay informed about your spending by sending a Telegram message each time you use your Monzo card. This Applet runs whenever a new card transaction is completed and shares the purchase details to your selected Telegram chat. Perfect for tracking expenses, group budgeting, or keeping travel costs transparent. Customize the message to fit your tone.
If
Trigger ingredients
TransactionId
MerchantName
MerchantAddress
MerchantCountryCode
MerchantLogo
Category
Emoji
Notes
AmountInAccountCurrency
AccountCurrencySymbol
AccountCurrencyCode
AmountInLocalCurrency
LocalCurrencySymbol
LocalCurrencyCode
TransactionTime
Then
Action fields
Target chat
Message text
Include web page preview?
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Create your own Monzo and Telegram workflow
Create custom workflows effortlessly by selecting triggers, queries, and actions. With IFTTT, it's simple: “If this” trigger happens, “then that” action follows. Streamline tasks and save time with automated workflows that work for you.
28 triggers, queries, and actions
Any card purchase
Realtime trigger
Realtime Applets run after the trigger service notifies IFTTT of a new trigger event. Since IFTTT is notified proactively of new trigger events, realtime Applets normally run within a few seconds of a trigger event occurring.
This trigger fires whenever you spend money with your Monzo card, and the transaction goes through.
Any card purchase above an amount
Realtime trigger
Realtime Applets run after the trigger service notifies IFTTT of a new trigger event. Since IFTTT is notified proactively of new trigger events, realtime Applets normally run within a few seconds of a trigger event occurring.
This trigger fires whenever you spend more than the specified amount with your Monzo card, and the transaction goes through.
Any card purchase at a merchant
Realtime trigger
Realtime Applets run after the trigger service notifies IFTTT of a new trigger event. Since IFTTT is notified proactively of new trigger events, realtime Applets normally run within a few seconds of a trigger event occurring.
This trigger fires whenever you spend money at a particular merchant, and the transaction goes through.
Any card purchase below an amount
Realtime trigger
Realtime Applets run after the trigger service notifies IFTTT of a new trigger event. Since IFTTT is notified proactively of new trigger events, realtime Applets normally run within a few seconds of a trigger event occurring.
This trigger fires whenever you spend less than the specified amount with your Monzo card, and the transaction goes through.
Any new attachment added
Realtime trigger
Realtime Applets run after the trigger service notifies IFTTT of a new trigger event. Since IFTTT is notified proactively of new trigger events, realtime Applets normally run within a few seconds of a trigger event occurring.
This trigger fires when you add an attachment (like a receipt, or photo) to a transaction.
Any new blog post from Monzo
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every hour on Free, every 15 minutes on Starter, and every 5 minutes on Pro and Pro+.
This trigger fires whenever Monzo publishes a new blog post.
New message in a group
Realtime trigger
Realtime Applets run after the trigger service notifies IFTTT of a new trigger event. Since IFTTT is notified proactively of new trigger events, realtime Applets normally run within a few seconds of a trigger event occurring.
This trigger fires when any user sends the /ifttt command to the source group.
New message with key phrase in a group
Realtime trigger
Realtime Applets run after the trigger service notifies IFTTT of a new trigger event. Since IFTTT is notified proactively of new trigger events, realtime Applets normally run within a few seconds of a trigger event occurring.
This trigger fires when a user sends a message with the /ifttt command and a key phrase to the source group.
New message with key phrase to @IFTTT
Realtime trigger
Realtime Applets run after the trigger service notifies IFTTT of a new trigger event. Since IFTTT is notified proactively of new trigger events, realtime Applets normally run within a few seconds of a trigger event occurring.
This trigger fires when you send a text message with a key phrase to the @IFTTT bot on Telegram.
New photo in your channel
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every hour on Free, every 15 minutes on Starter, and every 5 minutes on Pro and Pro+.
This trigger fires when a new photo is posted in a public channel where you are an admin. The @IFTTT bot must also be an admin in the channel.
New photo to @IFTTT on Telegram
Realtime trigger
Realtime Applets run after the trigger service notifies IFTTT of a new trigger event. Since IFTTT is notified proactively of new trigger events, realtime Applets normally run within a few seconds of a trigger event occurring.
This trigger fires when you send a photo to the @IFTTT bot on Telegram.
New post in your channel
Realtime trigger
Realtime Applets run after the trigger service notifies IFTTT of a new trigger event. Since IFTTT is notified proactively of new trigger events, realtime Applets normally run within a few seconds of a trigger event occurring.
This trigger fires when a new message is posted in a public channel where you are an admin. The @IFTTT bot must also be an admin in the channel.
History of any card purchase at a merchant
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a list of whenever you spend money at a particular merchant, and the transaction goes through.
History of attachments added
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a list of when you add an attachment (like a receipt, or photo) to a transaction.
History of blog posts from Monzo
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a list of whenever Monzo publishes a new blog post.
History of card purchases
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a list of card purchases with your Monzo card
History of messages in a group
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a list of when any user sends the /ifttt command to the source group.
History of messages with key phrase in a group
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a list of when a user sends a message with the /ifttt command and a key phrase to the source group.
History of messages with key phrase to @IFTTT
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a list of when you send a text message with a key phrase to the @IFTTT bot on Telegram.
History of photos in your channel
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a list of when a new photo is posted in a public channel where you are an admin. The @IFTTT bot must also be an admin in the channel.
History of photos to @IFTTT on Telegram
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a list of when you send a photo to the @IFTTT bot on Telegram.
History of posts in your channel
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a list of when a new message is posted in a public channel where you are an admin. The @IFTTT bot must also be an admin in the channel.
Move money into a pot
Action
An action is the task your Applet carries out after the trigger occurs. It defines what happens as the result of your automation and completes the workflow.
This action will move money from your main account into a pot of your choice.
Move money out of a pot
Action
An action is the task your Applet carries out after the trigger occurs. It defines what happens as the result of your automation and completes the workflow.
This action will move money from a pot of your choice to your main account.
Send message
Action
An action is the task your Applet carries out after the trigger occurs. It defines what happens as the result of your automation and completes the workflow.
This action will send a text message to a Telegram chat.
Send mp3
Action
An action is the task your Applet carries out after the trigger occurs. It defines what happens as the result of your automation and completes the workflow.
This action will send an mp3 to a Telegram chat.
Send photo
Action
An action is the task your Applet carries out after the trigger occurs. It defines what happens as the result of your automation and completes the workflow.
This action will send a photo to a Telegram chat.
Send video
Action
An action is the task your Applet carries out after the trigger occurs. It defines what happens as the result of your automation and completes the workflow.
This action will send a video to a Telegram chat.
Any card purchase
Realtime trigger
Realtime Applets run after the trigger service notifies IFTTT of a new trigger event. Since IFTTT is notified proactively of new trigger events, realtime Applets normally run within a few seconds of a trigger event occurring.
This trigger fires whenever you spend money with your Monzo card, and the transaction goes through.
Any card purchase above an amount
Realtime trigger
Realtime Applets run after the trigger service notifies IFTTT of a new trigger event. Since IFTTT is notified proactively of new trigger events, realtime Applets normally run within a few seconds of a trigger event occurring.
This trigger fires whenever you spend more than the specified amount with your Monzo card, and the transaction goes through.
Any card purchase at a merchant
Realtime trigger
Realtime Applets run after the trigger service notifies IFTTT of a new trigger event. Since IFTTT is notified proactively of new trigger events, realtime Applets normally run within a few seconds of a trigger event occurring.
This trigger fires whenever you spend money at a particular merchant, and the transaction goes through.
Any card purchase below an amount
Realtime trigger
Realtime Applets run after the trigger service notifies IFTTT of a new trigger event. Since IFTTT is notified proactively of new trigger events, realtime Applets normally run within a few seconds of a trigger event occurring.
This trigger fires whenever you spend less than the specified amount with your Monzo card, and the transaction goes through.
Any new attachment added
Realtime trigger
Realtime Applets run after the trigger service notifies IFTTT of a new trigger event. Since IFTTT is notified proactively of new trigger events, realtime Applets normally run within a few seconds of a trigger event occurring.
This trigger fires when you add an attachment (like a receipt, or photo) to a transaction.
Any new blog post from Monzo
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every hour on Free, every 15 minutes on Starter, and every 5 minutes on Pro and Pro+.
This trigger fires whenever Monzo publishes a new blog post.
History of any card purchase at a merchant
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a list of whenever you spend money at a particular merchant, and the transaction goes through.
History of attachments added
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a list of when you add an attachment (like a receipt, or photo) to a transaction.
History of blog posts from Monzo
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a list of whenever Monzo publishes a new blog post.
History of card purchases
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a list of card purchases with your Monzo card
History of messages in a group
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a list of when any user sends the /ifttt command to the source group.
History of messages with key phrase in a group
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a list of when a user sends a message with the /ifttt command and a key phrase to the source group.
Build an automation in seconds!
If
Select a trigger the automation will use
Any card purchase
Any card purchase above an amount
Any card purchase at a merchant
Any card purchase below an amount
Any new attachment added
Any new blog post from Monzo
New message in a group
New message with key phrase in a group
New message with key phrase to @IFTTT
New photo in your channel
New photo to @IFTTT on Telegram
New post in your channel
Then
Select an action the automation will perform
Move money into a pot
Move money out of a pot
Send message
Send mp3
Send photo
Send video
You can add delays, queries, and more actions in the chat.
More on Monzo and Telegram
About Monzo
The bank of the future. Instant notifications. Built-in budgeting. Free payments abroad.
This isn’t banking as you know it. Monzo is a bank for everyone, built together with our community.
Join the revolution today.
About Telegram
Use IFTTT to automatically message with Telegram. Do more with the Telegram web app. Pure instant messaging — simple, fast, secure, and synced across all your devices. Connect with some of the IFTTT applets below, or build customized integrations using the Telegram Bot Platform.