Give yourself a congratulatory call when you've achieved a savings goal
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Quickly and easily enable Applets using Eclosion and Phone Call (US only).
Create your own Eclosion and Phone Call (US only) workflow
Create custom workflows effortlessly by selecting triggers, queries, and actions. With IFTTT, it's simple: “If this” trigger happens, “then that” action follows. Streamline tasks and save time with automated workflows that work for you.
15 triggers, queries, and actions
Category balance reaches threshold
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires when a category's remaining balance crosses a dollar amount you specify — either rising above or dropping below the threshold.
Category under budget
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires when a budget category's spending comes in under its budgeted amount for the month.
Leave IFTTT any voicemail
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This Trigger fires every time you leave any voicemail at your IFTTT phone number.
Monthly budget surplus
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires near the end of the month when your total spending across all categories comes in under your total planned budget.
New charge
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires when a new expense transaction appears in your Monarch account. Optionally filter by category and choose whether to include pending transactions.
Savings goal achieved
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires when one of your savings goals reaches its target amount in Monarch.
Under-budget streak
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires when a category stays under budget for a specified number of consecutive months. Builds over time — the longer the streak, the more trigger events.
List achieved goals
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns all of your savings goals that have reached their target amount in Eclosion since app installation.
List category budgets
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns the current month's budget status for all your expense categories, including budgeted amount, actual spending, and remaining balance.
List under-budget categories
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns categories where spending is currently below the budgeted amount, sorted by largest savings first.
Monthly budget summary
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a single-row summary of your current month's budget, including planned vs. actual income and expenses, surplus, and ready-to-assign amount.
Budget funds to a category
Action
An action is the task your Applet carries out after the trigger occurs. It defines what happens as the result of your automation and completes the workflow.
Increases a Monarch budget category's planned amount for the current month. The added amount is on top of whatever is already budgeted.
Budget funds to a savings goal
Action
An action is the task your Applet carries out after the trigger occurs. It defines what happens as the result of your automation and completes the workflow.
Increases a savings goal's budgeted amount for the current month. The added amount is on top of whatever is already budgeted toward this goal.
Call my phone
Action
An action is the task your Applet carries out after the trigger occurs. It defines what happens as the result of your automation and completes the workflow.
This Action will call your phone number and say a message.
Move funds between categories
Action
An action is the task your Applet carries out after the trigger occurs. It defines what happens as the result of your automation and completes the workflow.
Moves budget funds from one category to another. Reduces the source category's budget and increases the destination's by the same amount. Total planned spending stays the same.
Budget funds to a category
Action
An action is the task your Applet carries out after the trigger occurs. It defines what happens as the result of your automation and completes the workflow.
Increases a Monarch budget category's planned amount for the current month. The added amount is on top of whatever is already budgeted.
Budget funds to a savings goal
Action
An action is the task your Applet carries out after the trigger occurs. It defines what happens as the result of your automation and completes the workflow.
Increases a savings goal's budgeted amount for the current month. The added amount is on top of whatever is already budgeted toward this goal.
Call my phone
Action
An action is the task your Applet carries out after the trigger occurs. It defines what happens as the result of your automation and completes the workflow.
This Action will call your phone number and say a message.
Category balance reaches threshold
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires when a category's remaining balance crosses a dollar amount you specify — either rising above or dropping below the threshold.
Category under budget
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires when a budget category's spending comes in under its budgeted amount for the month.
Leave IFTTT any voicemail
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This Trigger fires every time you leave any voicemail at your IFTTT phone number.
List achieved goals
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns all of your savings goals that have reached their target amount in Eclosion since app installation.
List category budgets
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns the current month's budget status for all your expense categories, including budgeted amount, actual spending, and remaining balance.
List under-budget categories
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns categories where spending is currently below the budgeted amount, sorted by largest savings first.
Monthly budget summary
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a single-row summary of your current month's budget, including planned vs. actual income and expenses, surplus, and ready-to-assign amount.
Monthly budget surplus
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires near the end of the month when your total spending across all categories comes in under your total planned budget.
Move funds between categories
Action
An action is the task your Applet carries out after the trigger occurs. It defines what happens as the result of your automation and completes the workflow.
Moves budget funds from one category to another. Reduces the source category's budget and increases the destination's by the same amount. Total planned spending stays the same.
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If
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You can add delays, queries, and more actions in the next step!
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How to connect to a Eclosion automation
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More on Eclosion and Phone Call (US only)
About Eclosion
Eclosion for IFTTT turns everyday activities into budget rewards in Monarch Money. Complete a workout, finish a chore, or hit your step goal to automatically add money to the categories you choose — a self-directed allowance system synced to Monarch through Eclosion.
Eclosion for IFTTT turns everyday activities into budget rewards in Monarch Money. Complete a workout, finish a chore, or hit your step goal to automatically add money to the categories you choose — a self-directed allowance system synced to Monarch through Eclosion.
About Phone Call (US only)
This service can trigger Applets when you leave a voicemail at the IFTTT number, or call your phone and leave a message when an Applet runs. Find your phone, get a custom wake-up call, receive emergency alerts from home devices, and more. Only US-based numbers can connect to this service. This service has a cap of 100 calls per month. Learn how to record a phone call, or find out who called me from this number by pulling up the caller's location on Android.
This service can trigger Applets when you leave a voicemail at the IFTTT number, or call your phone and leave a message when an Applet runs. Find your phone, get a custom wake-up call, receive emergency alerts from home devices, and more. Only US-based numbers can connect to this service. This service has a cap of 100 calls per month. Learn how to record a phone call, or find out who called me from this number by pulling up the caller's location on Android.