Automatically move money to a Monzo pot each month
Other popular Monzo workflows and automations
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Blink Philips Hue lights when you spend at Amazon with Monzo
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Transfer weekly allowance from Monzo pot every Monday morning
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Round up Monzo card purchases into a savings pot
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Move Monzo money into a pot when you enter an area
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Get an email when Monzo publishes a new trigger or action
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Press Button to Move £1 into a Monzo Pot
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Save to Monzo pot when it rains
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Save with Monzo every time you post a tweet
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Automate Monzo and Xtactor from your AI assistant
Ask Perplexity to create Monzo applets that move money between pots based on your spending, right from your AI assistant, with IFTTT MCP.
Set up IFTTT MCP
Create your own Monzo and Xtactor workflow
Create custom workflows effortlessly by selecting triggers, queries, and actions. With IFTTT, it's simple: “If this” trigger happens, “then that” action follows. Streamline tasks and save time with automated workflows that work for you.
15 triggers, queries, and actions
Any card purchase
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires whenever you spend money with your Monzo card, and the transaction goes through.
Any card purchase above an amount
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires whenever you spend more than the specified amount with your Monzo card, and the transaction goes through.
Any card purchase at a merchant
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires whenever you spend money at a particular merchant, and the transaction goes through.
Any card purchase below an amount
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires whenever you spend less than the specified amount with your Monzo card, and the transaction goes through.
Any new attachment added
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires when you add an attachment (like a receipt, or photo) to a transaction.
Any new blog post from Monzo
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires whenever Monzo publishes a new blog post.
Xtactor command
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires when you send an IFTTT-command from your Xtactor wristband.
Xtactor extended command
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires when you send an IFTTT-command from your Xtactor wristband with a matching shortname. The extended command also allows for additional ingredients to be sent after the shortname.
History of any card purchase at a merchant
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a list of whenever you spend money at a particular merchant, and the transaction goes through.
History of attachments added
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a list of when you add an attachment (like a receipt, or photo) to a transaction.
History of blog posts from Monzo
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a list of whenever Monzo publishes a new blog post.
History of card purchases
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a list of card purchases with your Monzo card
Move money into a pot
Action
An action is the task your Applet carries out after the trigger occurs. It defines what happens as the result of your automation and completes the workflow.
This action will move money from your main account into a pot of your choice.
Move money out of a pot
Action
An action is the task your Applet carries out after the trigger occurs. It defines what happens as the result of your automation and completes the workflow.
This action will move money from a pot of your choice to your main account.
Vibrate on Xtactor
Action
An action is the task your Applet carries out after the trigger occurs. It defines what happens as the result of your automation and completes the workflow.
This action will vibrate a message on the Xtactor.
Any card purchase
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires whenever you spend money with your Monzo card, and the transaction goes through.
Any card purchase above an amount
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires whenever you spend more than the specified amount with your Monzo card, and the transaction goes through.
Any card purchase at a merchant
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires whenever you spend money at a particular merchant, and the transaction goes through.
Any card purchase below an amount
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires whenever you spend less than the specified amount with your Monzo card, and the transaction goes through.
Any new attachment added
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires when you add an attachment (like a receipt, or photo) to a transaction.
Any new blog post from Monzo
Polling trigger
Polling Applets run after IFTTT reaches out to the trigger service and finds a new trigger event. These trigger checks occur every 5 minutes for Pro and Pro+ users, and every hour for Free users.
This trigger fires whenever Monzo publishes a new blog post.
History of any card purchase at a merchant
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a list of whenever you spend money at a particular merchant, and the transaction goes through.
History of attachments added
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a list of when you add an attachment (like a receipt, or photo) to a transaction.
History of blog posts from Monzo
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a list of whenever Monzo publishes a new blog post.
History of card purchases
Query
A query lets your Applet retrieve extra data that isn't included in the trigger, so that your automation can include more complete or useful information.
This query returns a list of card purchases with your Monzo card
Move money into a pot
Action
An action is the task your Applet carries out after the trigger occurs. It defines what happens as the result of your automation and completes the workflow.
This action will move money from your main account into a pot of your choice.
Move money out of a pot
Action
An action is the task your Applet carries out after the trigger occurs. It defines what happens as the result of your automation and completes the workflow.
This action will move money from a pot of your choice to your main account.
Build an automation in seconds!
If
Select a trigger the automation will use
Then
Select an action the automation will perform
You can add delays, queries, and more actions in the next step!
GET STARTED
How to connect to a Monzo automation
Find an automation using Monzo
Find an automation to connect to, or create your own!Connect IFTTT to your Monzo account
Securely connect the Applet services to your respective accounts.Finalize and customize your Applet
Review trigger and action settings, and click connect. Simple as that!Upgrade your automations with
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Monzo and Xtactor tips, tools, and resources
More on Monzo and Xtactor
About Monzo
The bank of the future.
Instant notifications. Built-in budgeting. Free payments abroad.
This isn’t banking as you know it. Monzo is a bank for everyone, built together with our community.
Join the revolution today.
The bank of the future. Instant notifications. Built-in budgeting. Free payments abroad.
This isn’t banking as you know it. Monzo is a bank for everyone, built together with our community.
Join the revolution today.
About Xtactor
Xtactor is a smart wristband that feeds you information through the sense of touch. You can also send commands directly from the wristband. Read more about Xtactor at xtactor.com.
Xtactor is a smart wristband that feeds you information through the sense of touch. You can also send commands directly from the wristband. Read more about Xtactor at xtactor.com.